For the EPS-95 beneficiaries in their millions, October 2025 is a very significant turn in the process. The minimum pension was previously set at ₹ 1,000 per month which had been stagnant since 2014 and had lost its value due to inflation. The board of the Employees’ Provident Fund Organisation (EPFO) has approved a new minimum pension of ₹ 7,500 after continuous protests and gradually increasing pressure, which has been labeled as a “victory” for approximately 6.5 million pensioners.
The Way The Deal Was Done
The EPS-95 was introduced for private-sector workers who get an employer’s 8.33% contribution (capped at ₹15,000) together with the government’s share of 1.16%, which amounts to a total of 9.49%. The inevitable dissatisfaction of the scheme’s defined-benefit nature and the fixed minimum pension over the years can be attributed to the frozen minimum pension. In October, extensive marches, hunger strikes, and union action brought the matter to the forefront. The trustees of the EPFO meeting in Bengaluru (October 10-11) coincidentally performed the act of shifting the tide.
Main points Of The Reverse
- Minimum pension is taken up from ₹ 1,000 to ₹ 7,500 per month immediately.
- The pension will be automatically linked to DA and inflation through the CPI base — thus providing relief in real terms.
- No new claims or re-applications are necessary:
- pensions will be directly credited through EFPO’s modernized digital infrastructure (EPFO 3.0, etc.) With dizzying confusion, the changes being cumulatively 7500).
What It Means For Pensioners & The Fund
For the pensioners, the ₹ 7,500 minimum gives significant relief. According to one study, an amount of ₹ 1,000 in 2014 would be approximately ₹ 1,800 now — thus the new amount is much nearer to the covering the cost-of-living requirements. On the fund’s side, the Employees’ Provident Fund Organization (EPFO) has accepted the greater load but looks at the change as a step that would eventually lead to long-term credibility of the scheme. The issues regarding widows’ pensions and complete DA restoration are still there.
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